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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 713-303-1111 Mobile.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"He is an honest, hard-working, and ethical" "Curtis has helped me to buy and sell a number of homes as I have moved in and out of the area." Kevin Wright Read Quote > View All Quotes >
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Curtis, a proven Sugar Land, Fort Bend County and Missouri City, Texas NUMBER1EXPERT™ Top Selling real estate agent.
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Sugar Land, Fort Bend County and Missouri City Information - Find local information on Sugar Land, Fort Bend County and Missouri City, Texas including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Curtis, a proven NUMBER1EXPERT™ Top Selling real estate agent.
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
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| A |
Real Estate--it goes through cycles, but still has a long-term record of strong investment return. |
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